Family Matters- USFHP Blog

3 Easy Steps to a Better Healthcare Plan for Your Family

Posted by Kay Lucas on Sep 16, 2015 1:50:38 PM

On July 3, 2015, the New York Times published an article about the rising cost of healthcare insurance – “Health Insurance Companies Seek Big Rate Increases for 2016”.  The article cites that the average health insurance company will increase rates from between 20% to 40% in 2016.  

As a retired U.S. military service member, you can avoid these astronomical cost hikes by switching to US Family Health Plan (USFHP) – a TRICARE PRIME healthcare option.  The USFHP enrollment fees for 2015/2016 fiscal year are $565.20 for families and $282.60 for individuals, only 1% higher than 2015 enrollment fees.  This kind of savings can make a big difference in your pocketbook and the financial well-being of your family.

As fall approaches -- the time when most new insurance enrollment plans are announced – it is a good time to assess and evaluate your options.   Here are the top three most important steps to finding the best insurance with the most savings and value for you and your family.

  1. Understand Your Healthcare Options. Many retired service members are unaware of the high quality options that are available exclusively to them through USFHP TRICARE PRIME.  Especially if you now work in the private sector, you may be taking for granted that your company or corporation is offering you the best healthcare plan value available.  If you qualify for TRICARE it is worth it to find out how your current plan stacks up to USFHP in terms of quality and cost.  You may be surprised to find that high quality health insurance options are available to you for a fraction of the cost of commercial insurance.   
  2. Look at Quality First.The definition of high quality healthcare is changing as fast as the many advances taking place in the medical field. Today, high quality healthcare means access to excellent hospital coverage, a range of choices for primary physicians and specialists, and a comprehensive prescription plan including wellness/preventative programs among other things. USFHP provides all of these and more. USFHP is also currently ranked in the top 25% of all health plans in the United States.    

Do the Math! Compare Costs Here. 

  1. Shop Smart - Compare Prices. If you are retired military service member and you’re not already enrolled in USFHP, take the time to compare what your current healthcare plan costs and range of benefits to what USFHP  You may be pleasantly surprised to see the amount of savings that can be generated while still getting one of the highest quality healthcare insurance plans available in the country.  
US Family Health Plan has a long tradition of providing high quality healthcare insurance for those who have served our country in the military.  You, as a career service member deserve no less. If you are eligible, it is worth it to take these three important steps to get the best coverage for you and your family.  The money you save can go a long way to enhancing your family’s quality of life.


Topics: healthcare costs, affordable healthcare, employee healthcare plans, saving on healthcare